Privacy

What we store

• Your answers: how you redeem points, roughly what you spend each month, your pace, your credit score band, and which credits you’d use.
• Your wallet: which card and bank products you hold or held, and the dates you opened, closed or got a bonus on them.
• Bonuses you track: requirements, deadlines and the progress you report.
• If you sign in with Google: your Google account id, email address and name, so your plan opens on any device. We ask Google for nothing else.

What we never ask for

Card or account numbers, passwords, your Social Security number, or anything from your credit report. If a form ever seems to want one, don’t enter it.

How it’s kept

Your plan is tied to a private cookie in this browser, or to your account once you sign in. The data lives in a Cloudflare database and is used only to compute your plan. We don’t sell it, share it or use it for advertising, and there are no third-party trackers on this site. To limit abuse we count requests per network address using a one-way hash, never the address itself, and discard the counts after a day.

Plans nobody has opened in 90 days that hold no cards, bank accounts or tracked bonuses are deleted automatically.

Deleting it

Profile → Delete my data removes everything at once, including your account if you signed in. Questions: help@churning.gantla.com.